User Experience & Design
0%Members judge a credit union by its website before they read a word. These basics decide whether the site works on every device and for every member.
The 44 features members expect from a credit union website — from secure login and calculators to branch pages and SEO. Check off items as you plan; progress saves in your browser. Print or export when you're done.
A strong credit union website gives members the tools to make decisions, find local support, complete tasks securely, and take the next step — opening an account, applying for a loan, or finding the nearest branch. The features that matter most are financial calculators, a branch and ATM locator, product advisors, secure online applications, AI chat support, accessible content, local SEO branch pages, analytics, and a CMS the marketing team can run on its own.
Use the checklist below to evaluate your own site. Tap any row to mark it complete, mark items N/A when they don't apply, and use the links to see how Avtec delivers each feature. Progress saves in your browser, so you can come back any time.
Members judge a credit union by its website before they read a word. These basics decide whether the site works on every device and for every member.
The tools members reach for first: applying online and running the numbers before they commit.
Trust is the product. Members need to see that their data and their money are protected at every step.
Clear answers about products, rates, and how things work — the content that turns a visitor into a member and earns organic search traffic along the way.
Help where members look for it — live chat, the nearest branch, and answers to the questions they ask most. Self-service tools also lighten the load on the call center.
Who can join, why it pays to, and how to do it — without a trip to the branch.
The features that move members to act on a promotion and bring them back — and give marketing somewhere measurable to send a campaign.
Credit unions are local by definition. Show the work in the community that sets you apart from a bank.
The disclosures and notices that keep the site on the right side of regulators.
Members search before they choose. These help the credit union get found on Google and AI search — for auto loans, mortgage rates, branch hours, and "credit unions near me."
Know what's working. Measurement turns a website into something the marketing team can improve quarter over quarter.
The extras that round out a complete, member-facing site.
Not every feature carries the same weight. Planning a redesign or working down the list? Start with the ones that move members to act and help you get found.
| Priority | Feature | Why it matters |
|---|---|---|
| High | Secure online applications | Turn interest into action and capture qualified leads without exposing member data. |
| High | Branch locator & branch pages | Drive local SEO and help members find the nearest branch or ATM on mobile. |
| High | Financial calculators | Answer money questions on-site and rank for loan, mortgage, and savings searches. |
| High | Accessibility (WCAG 2.2 AA) | Every member can use the site, and compliance reviews get shorter. |
| High | Website analytics | Prove what's working and see where members convert. |
| Medium | AI chatbot | Answer common questions 24/7 from your own content and cut routine calls. |
| Medium | Product advisors | Guide members to the right account or loan instead of leaving them to guess. |
| Medium | Promotions & campaign pages | Give marketing traffic somewhere to convert, managed by staff without a developer. |
| Medium | Education & blog content | Build trust and attract organic search before members are ready to apply. |
| Medium | Member reviews | Social proof that also feeds local SEO and search visibility. |
A credit union website should include responsive design, clear navigation, secure login to online banking, financial calculators, online loan and membership applications, clearly listed rates and fees, a branch locator, live chat or a chatbot, an FAQ, and accessibility built to WCAG standards. Marketing tools like promotions, testimonials, and a newsletter signup round out the site.
Most credit unions benefit from a full set of embedded calculators covering loans, mortgages, auto purchases, savings goals, and retirement. Avtec embeds Financial Calculators directly on product pages so members get instant answers without leaving the site or being redirected to a third party.
Yes. Credit unions are treated as places of public accommodation under the ADA, and courts consistently reference WCAG Level AA as the benchmark for websites. Avtec builds accessibility into the structure, code, and content of every site, then adds an ADA Compliance approach that keeps it protected as content evolves.
Yes. Avtec CMS gives marketing teams in-page visual editing for rate tables, promotions, hero sections, and landing pages, so updates publish same-day without waiting on a developer. Staff manage content independently while the underlying templates stay consistent and accessible.
Individual branch pages with local SEO schema, a map, address, hours, and features help a credit union rank for nearby searches like 'credit union near me' and specific city queries. They give search engines and AI answer engines structured, location-specific information to surface when members look for a branch or ATM.
Credit unions turn website traffic into leads with secure online applications, financial calculators, product advisors, promotion pages, and newsletter signups. Avtec pairs AppSecure forms with CU Analytics so every application start, calculator use, and form submission is tracked, giving marketing a clear view of what drives membership and loan growth.
IT teams prioritize secure hosting, daily offsite backups, malware monitoring, encrypted forms, accessibility support, and CMS permissions. Avtec delivers Secure Hosting on dedicated infrastructure with Security & Monitoring, Backups & Recovery, and AppSecure for server-side form validation, so one vendor is accountable for uptime, data handling, and long-term maintenance.
Avtec builds credit union websites with these features in from day one — design, development, hosting, CMS, calculators, forms, and support. Serving credit unions since 2004. We'll review your current site and show you exactly what to add.